Loan Ranger

Seems we're on the verge of licensing loan officers in Arizona. Silly me, I thought they were always licensed. If the info I have is correct, currently about 14 states don't require licenses. Hmmm.....they license mortgage brokers. So, why not loan officers??

Might cut back on conversations like this: "Who was that masked man, anyway?"

"I dunno, but he left this silver certificate."

"Hm. Must've been the Loan Ranger!"

Of course, out here in the still pretty wild west, we still have lots of cowboys, so maybe I'm not the only one who thinks the fastest gun shouldn't be writing up our financial contracts. The current lack of fiscal fitness in this country is certainly due to more than one or two issues, but I can't help feeling if lenders were induced to be much more scrupulous, not so many homeowners would've gotten scruped.

Do you really want your lender to be "all hat and no cattle"? Isn't it enough that the economy is ready to buy the farm, do we have to throw in the ranch? I really want the idea of being "licensed to bill" to catch on. So many of these guys stole away into the night or went bankrupt after giving out mortgages that some regulation would've been nice.

The Lone Ranger is a hero. The Loan Ranger is someone who talks a good story but the closest he's been to a hero is at a delicatessen.

Please keep in mind none of the above is meant to tarnish the good reputations of these folks, or this gang either.

"A good humorist always practices CYA."-HumorSmith


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